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- NatWest has also reduced rates for buy-to-let borrowing, shared equity and help to buy, plus on its product transfer range .
- Skipton’s buy-to-let fixed rates now start from 5.47percent for a two-year fixed rate with a 995 fee (60percent LTV) and from 4.88percent for a five-year fixed rate with a 2,995 fee (also 60percent LTV).
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It is expected that the lender will increase rates in the coming days. The rate increases will see the bank’s three-year fixed rate residential remortgage deal rise from 4.54percent to 4.69percent. The deal has a 995 fee and is available for homeowners with at least 25percent equity in their property. Its three-year fixed rate deal for homemovers will rise from 4.44percent (at 60percent loan to value) to 4.54percent, also with a 995 fee. TSB is increasing the cost of selected residential fixed rate deals from tomorrow by up to 0.15 percentage points for new customers and up to 0.25 percentage points for existing customers . Two and five-year fixed rate deals for mortgages of 1 million or more will increase by 0.23 percentage points (at 75percent LTV), with rates starting from 4.79percent with a 1,995 fee.
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November: Virgin Joins Fray With Raft Of New Deals
Santander and the Yorkshire and Skipton building societies are among a slew of lenders to have cut fixed mortgage rates in recent days, writes Jo Thornhill. MPowered Mortgages cutting fixed rates by up to 0.7 percentage points. It is offering a three-year fixed rate at 4.36percent from 60percent LTV.
Equivalent two-year fixed rates for purchase will now start from 4.79percent. NatWestis cutting product switcher rates, available through brokers, by up to 0.26 percentage points on residential deals and up to 0.4 percentage points on buy-to-let deals. It is offering two-year fixed rates from 4.98percent and five-year fixed rates from 4.79percent (60percent LTV) with a 995 fee. Accord, the specialist lending arm of Yorkshire building society, has cut selected buy-to-let rates by up to 0.3 percentage points. The intermediary-only lender is offering a two-year fixed rate at 4.79percent (down from 4.94percent) for BTL purchase at 60percent LTV.